Job Title : Credit Analyst / Senior Credit Analyst
Purpose : Responsible for processing credit requests and annual reviews in Chicago Diversified Portfolio.
Key responsibilities :
For assigned files for which RPC is responsible for the primary credit analysis, preparation of the first level credit application and analysis based on requests received from the Front Office including :
Presentation of sector trends and drivers, and counterparty market position. Peer comparison.
Detailed presentation of financial statements and financial projections when applicable.
Review of legal protections including credit and trading agreements, guarantees and financial covenants as applicable.
Prepare and/or review Anadefi internal ratings.
Submission of files to NY Credit Committee.
Processing of Phidias and Anadefi.
For assigned files for which the Front Office prepares the first level credit application, preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify Anadefi ratings. Process Phidias
Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
Verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).
Active coordination with RPC Paris to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Paris as appropriate.
Assist in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early Warning meetings, audit assessments, loan reviews, or special projects as needed.
May also BE asked to analyze counterparties in different sectors depending on workloads.
Key Internal contacts
Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise Wide Risk)
Local Front Office teams (Chicago, NY, Canada, CLF, DAR, ITB)
Head Office SCS RPC and Front Office
Salary Range : $105k - 150k
A propos de Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB est la banque de financement et d'investissement du groupe Crédit Agricole, 10ème groupe bancaire mondial en taille de bilan 2021 (The Banker, juillet 2022).
Près de 8600 collaborateurs répartis dans plus de 30 implantations en Europe, Amériques, Asie-Pacifique, Moyen-Orient et Afrique du Nord, accompagnent les clients de la Banque dans la couverture de leurs besoins financiers à travers le monde.
Crédit Agricole CIB propose à ses clients grandes entreprises et institutionnels une gamme de produits et services dans les métiers de la banque de marchés, de la banque d'investissement, des financements structurés, de la banque commerciale et du commerce international.
Pionnier dans le domaine de la finance Climat, la Banque occupe aujourd'hui une position de leader sur ce segment avec une offre complète pour l'ensemble de ses clients.
La majorité des postes est éligible au télétravail dans les conditions prévues par notre accord reposant sur le double volontariat (collaborateur & manager) et après une période d'intégration réussie.
Crédit Agricole CIB s'engage en faveur de l'insertion des personnes en situation de handicap, ainsi ce poste est ouvert à toutes et à tous.
Pour plus d'information : www.ca-cib.fr
Twitter : https://twitter.com/ca_cib
LinkedIn : http://****/company/credit-agricole-cib/
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